6 real estate headlines: 9-20

A daily dose of headlines for real estate agents, mortgage lenders and consumers.

Average 30-year mortgage rate rises USA Today: Rates on 30-year mortgages climbed for the second week, but remain near the lowest level in decades, up from 4.35% a week earlier and 4.32% the previous week.	Where's the foreclosure flood? Wall Street Journal: The number of properties in the foreclosure or delinquency pipeline has grown to record highs, yet volumes of bank-owned properties have fallen steadily over the past year.
Banks hold off on foreclosure notices CNBC: Banks are managing their owned inventory (REOs) by not flooding the market with all the properties they repossessed. They do this so as not to drive home prices down even further.	Losses from Frannie, Freddie seizures near $400B Los Angeles Times: To offset some losses, the Federal Housing Finance Agency is seeking billions of dollars in repayment from banks that sold bad loans to the firms.
Why household wealth is expected to ebb Wall Street Journal: Although the impact on spending can be hard to measure, falling wealth certainly doesn't help to shake the bunker mentality among U.S. households.	Americans get more sensible about housing Reuters: Given that expectations for house-price appreciation are realistically modest, one can conclude that people buying houses today are doing so for pretty good reasons.

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